Canada From $200,000 investment — Investor Programme programme

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Canada Investor Visa 2026

Investor Programme

From $200,000

Min. Investment

From $200,000

Processing

9-12 months

Visa Type

Investor Programme

Citizenship Path

Yes(3 years)

Stay Required

730 days/year

Family Included

Yes (4 categories)

Programme Overview

The Quebec Immigrant Investor Program (QIIP) offers Canadian permanent residency through a passive investment. Canada provides high quality of life, excellent education and healthcare, and political stability.

Canada consistently ranks among the world's most desirable destinations for high-net-worth families, offering exceptional quality of life, political stability, world-class healthcare, and top-tier education. The Quebec Immigrant Investor Program (QIIP) has historically been the primary investment immigration pathway, though it remains suspended in 2026 awaiting government decision on reopening. Canada's immigration system offers alternative pathways including the Start-up Visa for entrepreneurs, Provincial Nominee Programs, and the new Rural and Northern Immigration Pilot. For investors, the QIIP (when operational) offered a unique structure: a CAD $1.2M guaranteed government investment returned in full after 5 years, or a CAD $200,000 financing option. Canada permits dual citizenship, meaning investors can maintain their existing nationality while gaining Canadian permanent residency and eventual citizenship. With access to the North American market, exceptional social services, and one of the world's most stable democracies, Canada remains a premier destination for global families seeking security and opportunity.

Fund Your Canada Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $200,000 Canada investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

✗Sell From $200,000 from your portfolio
✗Trigger capital gains tax (up to 20%)
✗Lose years of compound growth
✗After 10 years: $431,785

Lombard Loan: Keep Your Portfolio

Borrow From $200,000 against $400,000 collateral
No capital gains event triggered
Portfolio continues growing at ~8%
After 10 years: $793,570

Your advantage with Lombard+$361,785

10-Year Wealth Projection

Lombard Strategy

Liquidate Assets

Collateral Required

$400,000

50% LTV

Annual Interest

$7,000

~3.5% rate

10yr Interest Total

$70,000

Typically capitalised

Net Advantage

+$361,785

vs. liquidating

Explore Lombard Financing Learn more about financing options

Investment Options

Key Benefits

Canadian permanent residency

Live, work, study anywhere in Canada

Include spouse and dependent children

Access to universal healthcare

World-class education system

Path to citizenship after 3 years

High quality of life and safety

Dual citizenship permitted

Eligibility Requirements

•Net worth minimum CAD $2,000,000

•Minimum 2 years management experience in past 5 years

•Lawfully acquired assets

•Intent to settle in Quebec

•Pass medical examination

•No criminal record

•French language knowledge beneficial (not required)

•Quebec Selection Certificate (CSQ) required

Application Timeline

Total Time

9-12 months

Programme Status

Currently suspended

QIIP suspended indefinitely as of 2024 - awaiting government decision on reopening

Historical Timeline (if reopens)

9-12 months total

When operational: Application preparation, Quebec CSQ, and federal processing combined timeline

Family Inclusion

•Spouse or common-law partner
•Dependent children under 22
•Children 22+ if financially dependent due to disability
•All family members receive permanent residence

Taxation

Canada taxes residents on worldwide income with progressive federal rates up to 33% plus provincial taxes (combined top rates 44-54% depending on province). Capital gains 50% taxable. Various tax treaties and credits available.

Residency Requirements

As permanent resident, must be physically present in Canada for 730 days (2 years) in every 5-year period to maintain status. For citizenship, need 1,095 days (3 years) in past 5 years.

Path to Citizenship

Eligible for citizenship after 3 years as permanent resident with physical presence requirement. Language proficiency (English or French) and knowledge of Canada test required.