United States From $900,000 investment — Green Card programme

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US EB-5 Visa 2026

Green Card

From $900,000

Min. Investment

From $900,000

Processing

6-24 months

Visa Type

Green Card

Citizenship Path

Yes(5 years)

Stay Required

Varies

Family Included

Yes (4 categories)

Programme Overview

The EB-5 Immigrant Investor Program offers U.S. permanent residency (Green Card) through job-creating investments. The USA provides world's largest economy, business opportunities, and path to citizenship. April 2026 Update: TEA minimum investment increased from $800,000 to $900,000.

The EB-5 Immigrant Investor Program remains the gold standard for obtaining U.S. permanent residency through investment. Established by Congress in 1990, the programme has helped thousands of international investors and their families secure Green Cards by investing in job-creating commercial enterprises. April 2026 marks a significant change with the TEA (Targeted Employment Area) minimum investment increasing from $800,000 to $900,000—making immediate action critical for investors seeking the lower threshold. The United States offers unparalleled opportunities: the world's largest economy, world-class universities, robust legal protections, and access to the American lifestyle. Unlike other investor visas globally, the EB-5 leads directly to unconditional permanent residency, with U.S. citizenship available after just 5 years. For high-net-worth individuals seeking access to the world's most dynamic market while preserving their existing wealth, Lombard financing transforms the EB-5 from a substantial capital outlay into a strategic wealth-building opportunity.

Fund Your United States Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $900,000 United States investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

✗Sell From $900,000 from your portfolio
✗Trigger capital gains tax (up to 20%)
✗Lose years of compound growth
✗After 10 years: $1.94M

Lombard Loan: Keep Your Portfolio

Borrow From $900,000 against $1.80M collateral
No capital gains event triggered
Portfolio continues growing at ~8%
After 10 years: $3.57M

Your advantage with Lombard+$1.63M

10-Year Wealth Projection

Lombard Strategy

Liquidate Assets

Collateral Required

$1.80M

50% LTV

Annual Interest

$31,500

~3.5% rate

10yr Interest Total

$315,000

Typically capitalised

Net Advantage

+$1.63M

vs. liquidating

Explore Lombard Financing Learn more about financing options

Investment Options

Key Benefits

U.S. permanent residency (Green Card)

Live, work, study anywhere in USA

Include spouse and unmarried children under 21

Access to U.S. education at resident rates

Path to citizenship after 5 years

Global business opportunities

No sponsor required

Dual citizenship permitted

Eligibility Requirements

•Lawful source of investment funds

•Investment in new commercial enterprise

•Create or preserve 10 full-time jobs for U.S. workers

•Active management role (for direct investment)

•Clean criminal record

•Medical examination

•No immigration violations

•Maintain investment for minimum 2 years

Application Timeline

Total Time

6-24 months

Investment & I-526E Filing

2-4 months

Select regional center, make investment, file I-526E petition

I-526E Processing & Visa Issuance

4-20 months

USCIS review, approval, and conditional Green Card issuance (reserved category processes faster than unreserved)

Family Inclusion

•Spouse
•Unmarried children under 21 at time of I-526 filing
•Age-out protection provisions available
•Derivative beneficiaries receive same status

Taxation

U.S. Green Card holders are tax residents subject to federal income tax on worldwide income at progressive rates up to 37%. Additional state and local taxes apply. FATCA and FBAR reporting required. Various tax treaties and foreign tax credits available.

Residency Requirements

Must maintain permanent residence in USA. Extended absences (6+ months) may jeopardize status. Must not abandon residence to maintain Green Card.

Path to Citizenship

Eligible for U.S. citizenship after 5 years as permanent resident (or 3 years if married to U.S. citizen). Requires continuous residence, physical presence (30+ months), English proficiency, and civics test.