Trump Gold Card 2026
Programme Overview
The Trump Gold Card is an expedited visa programme offering lawful permanent resident status to individuals who can provide substantial benefit to the United States. Based on exceptional ability to contribute to the U.S., this programme provides record-time processing for EB-1 or EB-2 visa classification, allowing successful applicants and their immediate family members to live and work throughout all 50 states and territories with Green Card status.
The Trump Gold Card represents a proposed paradigm shift in US immigration policy, offering wealthy investors a direct pathway to permanent residency through a $5 million investment in the United States. Announced in 2025, the programme would create a new visa category specifically for high-net-worth individuals willing to make significant financial commitments to the American economy. Unlike the existing EB-5 visa programme with its $800,000-$1,050,000 investment requirement and 2-3 year processing backlogs, the Gold Card promises a streamlined 90-day approval process and immediate permanent residency. The programme targets ultra-high-net-worth individuals globally, offering benefits including no interview requirement, immediate green card issuance, and a pathway to citizenship after 5 years. While the programme is still in the legislative/regulatory development phase, it represents a significant potential opportunity for investors seeking US residency. This guide explains the proposed structure, requirements, and strategic considerations for those monitoring this developing programme.
Fund Your USA Trump Gold Card Investment with a Lombard Loan
Instead of liquidating your portfolio to fund the From $1,000,000 USA Trump Gold Card investment, use your existing assets as collateral and keep your money working for you.
Traditional: Liquidate Assets
- ✗Sell From $1,000,000 from your portfolio
- ✗Trigger capital gains tax (up to 20%)
- ✗Lose years of compound growth
- ✗After 10 years: $2.16M
Lombard Loan: Keep Your Portfolio
- Borrow From $1,000,000 against $2.00M collateral
- No capital gains event triggered
- Portfolio continues growing at ~8%
- After 10 years: $3.97M
10-Year Wealth Projection
Investment Options
Key Benefits
Trump Gold Card Eligibility Requirements
Application Timeline
Submit Application & Processing Fee
ImmediateSubmit online application through trumpcard.gov and pay $15,000 nonrefundable DHS processing fee via credit card or ACH debit
Background Check & Vetting
WeeksUSCIS conducts in-depth background check. Create myUSCIS.gov account, monitor for updates, and submit additional documents as requested
Approval & Gift Payment
1-2 weeksUpon vetting completion, submit $1 million gift payment via ACH debit or Swift Wire Transfer as instructed by USCIS
Visa Adjudication
Weeks to monthsAttend visa interview with U.S. Department of State, complete medical examination, and pay visa application fees
Final Approval & LPR Status
Upon visa approvalReceive EB-1 or EB-2 visa approval and obtain lawful permanent resident status (Green Card)
Family Inclusion
- •Spouse eligible for inclusion
- •Unmarried children under 21 years old eligible for inclusion
- •Each family member requires separate $15,000 DHS processing fee
- •Each family member requires separate $1,000,000 gift contribution
- •Family members should be included in initial application
- •Family members receive expedited processing
- •Derivative beneficiaries receive same lawful permanent resident status
Taxation
All Trump Gold Card holders (and all U.S. lawful permanent residents) are subject to U.S. tax on ALL income, including non-U.S. income. Federal income tax applies at progressive rates up to 37%, plus state and local income taxes varying by jurisdiction. Capital gains tax applies with preferential long-term rates. FATCA (Foreign Account Tax Compliance Act) and FBAR (Foreign Bank Account Report) filing obligations required for foreign financial accounts. Estate and gift tax considerations apply. Note: The Trump Platinum Card (coming soon, $5M contribution) offers ability to reside in U.S. up to 270 days per year without being subject to U.S. taxes on non-U.S. income, but is not yet available.
Residency Requirements
As lawful permanent residents, Trump Gold Card holders must maintain permanent residence in United States. Can live and work throughout all 50 states and U.S. territories. Extended absences exceeding 6 months may raise questions about abandonment of residence. Must file U.S. tax returns annually on worldwide income. Physical presence in U.S. required to maintain Green Card status and qualify for citizenship. No specific state residency requirement - can choose to live anywhere in USA.
Path to Citizenship
Eligible to apply for U.S. citizenship (naturalization) after 5 years as lawful permanent resident (Green Card holder), or 3 years if married to U.S. citizen. Requirements include: continuous residence in United States, physical presence for at least 30 months of the 5-year period, good moral character, pass English language proficiency test (reading, writing, speaking), pass U.S. civics and history examination, take Oath of Allegiance to United States. Trump Gold Card provides expedited path to lawful permanent resident status, then standard citizenship timeline applies.
Costs & Fees
Direct contribution to US government
Government processing fees to be announced
Immigration attorney for complex application
Forensic accounting if needed
Required immigration medical
Standard USCIS biometrics fee
Is USA (Trump Gold Card) Right for You?
Ideal For
- Ultra-high-net-worth individuals ($10M+ liquid)
- Those prioritizing speed over cost
- Investors wanting certainty (no job creation risk)
- Those facing EB-5 backlogs
- Business owners needing immediate US presence
- Families wanting quick US education access
Consider Alternatives If
- •Cost-conscious investors (EB-5 is cheaper)
- •Those wanting investment returns (this is a contribution)
- •Those concerned about US worldwide taxation
- •Risk-averse investors (programme not yet launched)
- •Those preferring territorial tax jurisdictions
- •Applicants with budget under $5M
Related Resources
Fund Your Investment with a Lombard Loan
See how portfolio-backed lending can preserve your wealth while funding your gold card investment.
Trump Gold Card vs EB-5 Comparison
90-day processing vs multi-year timelines: which path is right for you?
Trump Gold Card 2026 Guide
Latest updates including the February 2026 legal challenge and Platinum Card option.
Complete Guide to Golden Visa Financing
Compare all financing methods: Lombard loans, fund financing, and traditional options.
Frequently Asked Questions
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