Ireland IIP 2026
Programme Overview
The Irish Immigrant Investor Programme (IIP) offers residency through philanthropic endowment. Ireland provides English-speaking EU environment, favorable tax regime, and Common Travel Area with UK.
The Ireland Immigrant Investor Programme (IIP) offers high-net-worth individuals and families a pathway to residency in one of Europe's most dynamic and English-speaking economies. With a minimum investment of €1 million, the programme provides immediate residency rights for the entire family, access to Ireland's exceptional education system, and the potential for citizenship after 5 years. Ireland's unique position as an EU member with strong ties to both Europe and the United States makes it particularly attractive for international business owners and investors. The country hosts European headquarters for major tech companies including Google, Apple, Facebook, and LinkedIn, creating a vibrant business ecosystem. Unlike many European programmes, Ireland's IIP does not require applicants to live in Ireland—just one day per year maintains residency status. This flexibility, combined with Ireland's favourable corporate tax environment, English-speaking population, and pathway to EU citizenship, makes the IIP one of the most attractive programmes for global investors. This comprehensive guide covers all aspects of qualifying for Irish residency through investment in 2026.
Fund Your Ireland Investment with a Lombard Loan
Instead of liquidating your portfolio to fund the €400,000 Ireland investment, use your existing assets as collateral and keep your money working for you.
Traditional: Liquidate Assets
- ✗Sell €400,000 from your portfolio
- ✗Trigger capital gains tax (up to 20%)
- ✗Lose years of compound growth
- ✗After 10 years: €863,570
Lombard Loan: Keep Your Portfolio
- Borrow €400,000 against €800,000 collateral
- No capital gains event triggered
- Portfolio continues growing at ~8%
- After 10 years: €1.59M
10-Year Wealth Projection
Investment Options
Key Benefits
Eligibility Requirements
Application Timeline
Application Preparation
2-3 monthsPrepare detailed application and comprehensive source of funds documentation
Evaluation & Due Diligence
5-6 monthsDepartment of Justice evaluation, due diligence, and interviews (currently suspended as of 2024)
Approval & Investment
1-2 monthsReceive approval, complete investment, and obtain residence permit
Family Inclusion
- •Spouse or partner
- •Children under 18
- •Children aged 18-24 (unmarried, financially dependent, full-time students)
- •All dependents receive Stamp 4 permits
Taxation
Ireland taxes residents on worldwide income with progressive rates up to 40% plus Universal Social Charge (USC) and PRSI. Remittance basis available for non-domiciled residents. Favorable corporate tax rate of 12.5%.
Residency Requirements
Initially no minimum stay required. Once in possession of residence permit for 12 months, must visit Ireland at least once per year. For citizenship, must reside in Ireland for 5 of previous 9 years.
Path to Citizenship
Eligible for citizenship after 5 years of residence (total of 1,826 days including 365 days in year before application). English language proficiency and good character required.
Costs & Fees
Depends on investment pathway chosen
Non-refundable government processing fee
Immigration lawyer and investment structuring
Background check costs
IRP registration upon arrival
Trips to Ireland for registration
Is Ireland Right for You?
Ideal For
- English-speaking professionals and families
- Tech entrepreneurs and executives
- Those wanting minimal residency requirements
- Families prioritizing children's education
- US citizens wanting EU access (CTA with UK)
- Investors seeking dual citizenship option
Consider Alternatives If
- •Those with budget under €500K
- •Applicants wanting immediate citizenship
- •Those preferring real estate investment
- •Sun-seekers (Irish weather is cool and wet)
- •Those avoiding high personal income tax
Related Resources
Frequently Asked Questions
Ready to Begin Your Journey?
Schedule a consultation with our expert advisors to discuss your Ireland investor programme application.