Saudi Arabia From $213,000 investment — Premium Residency programme

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Saudi Premium Residency 2026

Premium Residency

From $213,000

Min. Investment

From $213,000

Processing

4 weeks

Visa Type

Premium Residency

Citizenship Path

Yes

Stay Required

None

Family Included

Yes (5 categories)

Programme Overview

Saudi Arabia's Premium Residency Programme offers foreign nationals the opportunity to live, work, and invest in the Kingdom without a Saudi sponsor. Launched as part of Vision 2030, this programme provides access to one of the world's fastest-growing economies with significant investment opportunities in tourism, entertainment, technology, and infrastructure. Multiple pathways are available including direct fee payment, real estate investment, and stock market investments.

Saudi Arabia's Premium Residency programme represents one of the most significant immigration reforms in the Middle East, offering high-net-worth individuals permanent residency in the world's largest economy undergoing unprecedented transformation. Launched as part of Vision 2030, the programme provides two pathways: permanent residency for a one-time fee of SAR 800,000 (~$213,000) or annual residency for SAR 100,000 (~$27,000) per year. Unlike traditional Gulf residency which required employer sponsorship, Premium Residency allows holders to live, work, and invest in Saudi Arabia independently, own real estate, sponsor family members, and conduct business without a Saudi partner. The Kingdom's $1 trillion+ investment in megaprojects like NEOM, The Line, and the Red Sea Project is creating extraordinary opportunities for investors and entrepreneurs. Saudi Arabia offers zero personal income tax, a strategic position bridging Asia, Europe, and Africa, and access to a rapidly modernizing society with world-class infrastructure development. For investors seeking exposure to the region's most dynamic economy without the constraints of traditional Gulf sponsorship systems, Saudi Premium Residency offers an unparalleled opportunity.

Fund Your Saudi Arabia Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $213,000 Saudi Arabia investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

✗Sell From $213,000 from your portfolio
✗Trigger capital gains tax (up to 20%)
✗Lose years of compound growth
✗After 10 years: $459,851

Lombard Loan: Keep Your Portfolio

Borrow From $213,000 against $426,000 collateral
No capital gains event triggered
Portfolio continues growing at ~8%
After 10 years: $845,152

Your advantage with Lombard+$385,301

10-Year Wealth Projection

Lombard Strategy

Liquidate Assets

Collateral Required

$426,000

50% LTV

Annual Interest

$7,455

~3.5% rate

10yr Interest Total

$74,550

Typically capitalised

Net Advantage

+$385,301

vs. liquidating

Explore Lombard Financing Learn more about financing options

Investment Options

Key Benefits

Live and work in Saudi Arabia without sponsor (kafala-free)

Own real estate and commercial property

Establish and own businesses 100%

Access to Saudi banking and financial services

Include spouse and dependents

Multiple entry privileges

Access to Vision 2030 economic opportunities

Strategic location connecting three continents

No personal income tax on employment income

Growing tourism and entertainment sectors

Eligibility Requirements

•Valid passport with minimum 6 months validity

•Clean criminal record

•Proof of financial capability

•Health insurance coverage

•Medical examination

•Good character and reputation

•No prior deportation from Saudi Arabia

•Meet criteria set by Premium Residency Centre

Application Timeline

Total Time

4 weeks

Application Submission

1 week

Submit online application through Premium Residency Centre portal with required documents and pay processing fees

Review & Approval

2-3 weeks

Background checks, document verification, eligibility assessment, and approval notification

Payment & Card Issuance

1-2 weeks

Complete residency fee payment (SAR 800,000 for permanent or SAR 100,000 for renewable) and receive Premium Residency card (Iqama)

Family Inclusion

•Spouse
•Unmarried children under 25
•Parents (dependent)
•Additional fees apply for each dependent
•Family members receive dependent premium residency

Taxation

Saudi Arabia does not impose personal income tax on employment income. However, a 2.5% Zakat applies to Saudi and GCC nationals on certain assets. Corporate income tax of 20% applies to non-GCC owned businesses. VAT of 15% on goods and services. No capital gains tax for individuals. Attractive tax environment for high-net-worth individuals.

Residency Requirements

No minimum stay requirement to maintain premium residency status. Residency card must remain valid and can be used for multiple entries. Extended absences do not automatically forfeit residency rights.

Path to Citizenship

Saudi Arabia does not offer citizenship through investment. Saudi citizenship is granted only in exceptional circumstances and is extremely rare for foreign nationals. Premium Residency provides long-term residence rights but not a pathway to citizenship.