Singapore From $7,400,000 investment — GIP programme
Back to Programmes
🇸🇬

Singapore GIP 2026

GIP
From $7,400,000
Min. Investment
From $7,400,000
Processing
12-18 months
Visa Type
GIP
Citizenship Path
Yes
Stay Required
Varies
Family Included
Yes (4 categories)

Programme Overview

Singapore Global Investor Programme offers permanent residence for experienced entrepreneurs and investors. Singapore provides world-class infrastructure, rule of law, and strategic Asian location.

The Singapore Global Investor Programme (GIP) stands as Asia's premier residency-by-investment pathway, offering immediate permanent residency in one of the world's most prosperous and stable nations. With a minimum investment of S$10 million, the GIP attracts established business owners, next-generation successors, and founders of high-growth companies seeking access to Singapore's exceptional business environment, low tax regime, and strategic position as Asia's financial hub. Singapore consistently ranks among the world's safest, cleanest, and most efficient cities, with one of the strongest passports globally providing visa-free access to 195+ countries. The programme requires significant business track record—applicants must demonstrate ownership of a company with minimum S$500 million annual turnover (S$200M for certain sectors) or lead a GIP-approved fund. Unlike passive investment programmes, the GIP seeks active business leaders who will contribute to Singapore's economy. This comprehensive guide explains the stringent requirements, application process, and realistic expectations for obtaining Singapore permanent residency through the GIP in 2026.

Fund Your Singapore Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $7,400,000 Singapore investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • Sell From $7,400,000 from your portfolio
  • Trigger capital gains tax (up to 20%)
  • Lose years of compound growth
  • After 10 years: $15.98M

Lombard Loan: Keep Your Portfolio

  • Borrow From $7,400,000 against $14.80M collateral
  • No capital gains event triggered
  • Portfolio continues growing at ~8%
  • After 10 years: $29.36M
Your advantage with Lombard+$13.39M

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$14.80M
50% LTV
Annual Interest
$259,000
~3.5% rate
10yr Interest Total
$2.59M
Typically capitalised
Net Advantage
+$13.39M
vs. liquidating

Investment Options

Key Benefits

Singapore permanent residence
Include spouse and children
World-class education and healthcare
Strategic Asian business hub
Political and economic stability
Rule of law and low corruption
Favorable tax environment
Path to citizenship (selective)

Eligibility Requirements

Successful entrepreneurial background
At least 3 years business ownership/management
Company annual revenue S$200 million+ (last 3 years)
Detailed business plan for Singapore
Investment must create economic value
Pass due diligence and interviews
Maintain qualifying investment
Highly selective programme

Application Timeline

Total Time
12-18 months
1

Eligibility & Planning

2-3 months

Assess qualification, develop business plan and investment strategy

2

Application Submission

1-2 months

Submit comprehensive GIP application with supporting documents

3

Evaluation & Interview

6-9 months

EDB review, due diligence, and interview process

4

Approval & PR Grant

3-4 months

Final approval, investment execution, and PR status grant

Family Inclusion

  • Spouse
  • Unmarried children under 21
  • Male children must serve NS or pay NS deferment fee
  • Parents may apply separately under other schemes

Taxation

Singapore taxes residents on income sourced or remitted to Singapore. Progressive rates up to 24% (among lowest globally). No capital gains tax, inheritance tax, or dividend tax for individuals. Favorable for wealth management.

Residency Requirements

Must maintain qualifying investment and business operations in Singapore. PR status reviewed periodically and must be renewed every 5 years.

Path to Citizenship

Singapore citizenship is highly selective and not guaranteed. Typically requires many years of PR status, strong ties to Singapore, and government approval.

Costs & Fees

Investment (Option A)
S$10,000,000

Minimum business investment

Investment (Option B)
S$25,000,000

GIP-approved fund investment

Application Fee
S$7,500

Non-refundable processing fee

Legal & Advisory
S$50,000-150,000

Immigration and business planning services

Business Plan Development
S$20,000-50,000

Professional business plan preparation

PR Issuance Fee
S$100 per person

Entry permit and PR card fees

Total Estimated Cost
S$10.1M-25.3M depending on pathway (approximately US$7.5M-19M)
Finance with Lombard Loan

Is Singapore Right for You?

Ideal For

  • Successful business owners (S$500M+ turnover)
  • Next-generation family business leaders
  • Founders of high-growth tech companies
  • Those seeking Asia-Pacific business hub
  • Investors prioritizing wealth preservation
  • Families wanting elite education access

Consider Alternatives If

  • Those without substantial business track record
  • Passive investors seeking hands-off residency
  • Applicants with budget under S$10M
  • Those seeking Western/European base
  • Applicants wanting immediate citizenship
  • Those uncomfortable with tropical climate

Alternative Programmes to Consider

Frequently Asked Questions

Ready to Begin Your Journey?

Schedule a consultation with our expert advisors to discuss your Singapore gip application.

View All Programmes