Turkey From $400,000 investment — Citizenship programme

🇹🇷

Turkey Citizenship 2026

Citizenship

From $400,000

Min. Investment

From $400,000

Processing

6-12 months

Visa Type

Citizenship

Citizenship Path

Yes

Stay Required

None

Family Included

Yes (4 categories)

Programme Overview

Turkey's Citizenship by Investment Programme offers fast-track citizenship through real estate investment or bank deposits. NEW 2025: Parliament passed a landmark 20-year foreign income tax holiday for investors—foreign-sourced income is completely exempt from Turkish taxation. Turkey provides strategic location between Europe and Asia with growing economy.

Turkey's Citizenship by Investment programme offers one of the most accessible routes to a second passport for high-net-worth individuals. With a minimum investment of $400,000 in real estate, investors can obtain Turkish citizenship—and a passport providing visa-free access to 110+ countries—in as little as 3-6 months. Turkey sits at the crossroads of Europe and Asia, offering unique business opportunities and a strategic location for global investors. The 2024 Turkish Parliament passed a groundbreaking 20-year foreign income tax holiday for new residents, transforming Turkey into an attractive wealth jurisdiction. Unlike the UAE, Turkey offers full citizenship that passes to future generations. For investors seeking a powerful passport at a relatively accessible price point, with the option to later apply for an E-2 investor visa to the USA, Turkey represents compelling value. The programme is particularly popular among Middle Eastern, Central Asian, and Chinese investors seeking global mobility.

Fund Your Turkey Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $400,000 Turkey investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

✗Sell From $400,000 from your portfolio
✗Trigger capital gains tax (up to 20%)
✗Lose years of compound growth
✗After 10 years: $863,570

Lombard Loan: Keep Your Portfolio

Borrow From $400,000 against $800,000 collateral
No capital gains event triggered
Portfolio continues growing at ~8%
After 10 years: $1.59M

Your advantage with Lombard+$723,570

10-Year Wealth Projection

Lombard Strategy

Liquidate Assets

Collateral Required

$800,000

50% LTV

Annual Interest

$14,000

~3.5% rate

10yr Interest Total

$140,000

Typically capitalised

Net Advantage

+$723,570

vs. liquidating

Explore Lombard Financing Learn more about financing options

Investment Options

Key Benefits

Turkish citizenship and passport

Visa-free travel to 110+ countries

20-YEAR FOREIGN INCOME TAX HOLIDAY (New 2025) - complete exemption on foreign-sourced income

No residency requirements

Include spouse and children under 18

Dual citizenship permitted

Strategic location between continents

Access to Turkish healthcare

Fast processing (3-6 months)

Eligibility Requirements

•At least 18 years old

•Clean criminal record

•Pass security clearance

•Valid passport

•Health certificate

•Property must not be sold for 3 years

•No involvement in activities against Turkish interests

Application Timeline

Total Time

6-12 months

Investment Completion

1-2 months

Complete property purchase or qualifying investment

Application & Security

1-2 months

Submit application with investment proof and begin security clearance

Processing

4-8 months

Government review, background checks, and approval

Citizenship & Passport

1-2 months

Receive citizenship certificate and Turkish passport

Family Inclusion

•Spouse
•Children under 18
•Adult children and parents require separate applications
•Family members must meet eligibility criteria

Taxation

Turkey offers a landmark 20-YEAR FOREIGN INCOME TAX HOLIDAY for new investors (passed by Parliament 2025). During this period, foreign-sourced income is completely exempt from Turkish taxation. After the exemption period, Turkey taxes residents on worldwide income with progressive rates up to 40%. Non-residents taxed only on Turkish-sourced income. Various tax treaties available. Real estate rental income subject to withholding tax.

Residency Requirements

No minimum stay requirement for citizenship application. Turkish citizenship does not require prior residency.

Path to Citizenship

Direct citizenship grant upon approval of investment application, typically within 3-6 months of submission.

Costs & Fees

Real Estate Investment

$400,000+

Minimum property value (most popular route)

Property Transfer Tax

4% of declared value

Title deed transfer fee (split buyer/seller)

Appraisal Fee

$1,000-2,000

Licensed property valuation report

Legal Fees

$5,000-15,000

Attorney fees for purchase and citizenship application

Application Fees

$1,500-3,000

Government processing and documentation fees

Passport Fee

~$200

Turkish passport application and issuance

Total Estimated Cost

$420,000-$435,000 total (real estate route including all fees)

Finance with Lombard Loan

Is Turkey Right for You?

Ideal For

Investors seeking fast citizenship (3-6 months)
Those wanting USA E-2 visa eligibility
Families seeking generational citizenship
Chinese, Indian, and Middle Eastern investors seeking global mobility
Entrepreneurs interested in emerging market opportunities
Those wanting tax-efficient second residence

Consider Alternatives If

•Those seeking EU citizenship (Turkey is not EU member)
•Investors wanting visa-free USA access (ESTA not available)
•Those uncomfortable with currency volatility (Turkish Lira)
•Investors wanting immediate property exit (3-year hold required)

Alternative Programmes to Consider

Portugal

If you want EU citizenship. Portugal offers citizenship after 5 years residency.

St Kitts & Nevis

If you want faster processing and no property holding period. Caribbean CBI in 45-60 days.

Malta

If you want EU citizenship with stronger passport. Malta offers EU citizenship in 12-36 months.

Related Resources

Financing Strategy

Fund Your Investment with a Lombard Loan

See how portfolio-backed lending can preserve your wealth while funding your citizenship investment.

Complete Guide to Golden Visa Financing

Compare all financing methods: Lombard loans, fund financing, and traditional options.

Real Client Story

Anonymised case study from an actual client on this programme

All case studies

🇷🇺CitizenshipJune 2026

Russian Tech Founder Obtains Turkey Citizenship — International Banking Restored via Property Investment

How a Moscow-based SaaS founder used Turkish citizenship to rebuild international financial infrastructure

Turkish citizenship for family of three — passports issued in 14 weeks
Turkish-entity Stripe account approved within 3 weeks of citizenship
UAE (RAK) offshore company established — full international banking access restored

"My business was dying because I couldn't receive payments. The Turkish citizenship solved everything — it took 14 weeks from buying an apartment to ho…"— SaaS founder, Moscow — Turkey Citizenship by Investment client, May 2026

Investment

$495,000

Timeline

14 weeks

Key Outcome

Turkish Citizenship in 14 Weeks + Banking Access Restored

Read full story

View all case studies